My 3 Monsters: Living Life Without a Safety Net

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11.21.2009

Living Life Without a Safety Net

In a recent bout of fiscal responsibility, Brent and I created a plan to eliminate our debt.  We closed all but one of our credit accounts and cut up the cards, because sad experience has taught us that self-control in this arena is not something we possess.  And we're serious this time.  Four years from now we're going to be lovin' life.  Right now?  Eh . . . .

See, when you are used to having that credit "safety net" you don't have to worry about things like, oh . . . the cable company automatically deducting over $500 from your checking account for the DVR that you DID IN FACT return to them.  When things like that happen you just shrug and whip out your plastic to tide you over until things get straightened out, with the intention of paying that money back as soon as possible.  But you never do.  Well, we never did.

BUT, when you give up that safety net and require more of yourself, you have to learn a whole new way of coping.   And we're doing it.  But it's not super fun.  That stupid DVR wasn't really worth $500, but that's beside the point.  We'll make it through until it gets worked out without using the credit card this time.  And I'll learn . . . eventually . . . to look at my bank account more than once a month and stay on top of things like this.  We're just so very grateful for friends and family who support us emotionally in achieving our financial goals.

1 comment:

  1. I HATE MONEY and the issues/worries/complications it brings. Sorry you're going through this and I hope it resolves itself quickly.

    ReplyDelete

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